Topic

Business insurance

Plain-language answers on business insurance, written from primary sources.

Answers

Am I liable if a client is injured at my home-based business in Ontario?

When Ontario's Occupiers' Liability Act puts a client's injury on you, what counts as reasonable care, and the deadline to sue.

Will ordinary home insurance cover a home-based business?

Why the exclusion exists and what it does not reach, the disclosure condition that can void your coverage, and what to do about it.

What should I look for in my business insurance?

Confirming what is legally required for your business, getting comparable quotes, matching coverage to real exposure, and your duty to report changes.